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WHY & WHERE to Invest

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WHY & WHERE to Invest WHY to Invest? There are a few compelling reasons for one to invest. 1.     Fight Inflation : By investing one can deal better with the inevitable – growing cost of living  2.   Create Wealth: By investing one can aim to have a better corpus  by the end of the  defined time period.  The time period can be anything – children’s education, marriage, house purchase, retirement holidays, etc. 3.     To meet life’s financial aspiration   WHERE to Invest? Having figured out the reasons to invest, the next obvious question would be – Where should one invest, and what are the returns one could expect by investing. When it comes to investing one must choose an  asset class  that suits the individual’s risk and return temperament. An asset class is a category of investment with particular risk and return characteristics. The following are some of the popular asset classes. Fixed income instruments Equity Real estate    Commodities (precious metals)

A BLINK OF THOUGHT WHEN DEMONETIZATION HAPPENED

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A BLINK OF THOUGHT WHEN DEMONETIZATION HAPPENED             8 th November, 2016, a day to remember in the modern India. DEMONITIZATION announced by Indian prime minister Mr. Narendra Modi which left entire country in dead shock. Forget about understanding of the topic, for more than 90% of the public even the word ‘ demonetization ’ itself new to them. Media tried to explain people about that new wave in the best possible way. After understanding a little about demonetization a blink of thought whack my mind. Majority of the black money generates from the tax paid by the tax payers of the country. Government always blames tax payers as they are trying not to pay full tax and trying to manipulate. The problem is a good tax payer doesn’t really bother about paying tax, if all the money paid by him is solely used for the growth of the nation. Let’s understand how black money generates from tax:   Our government has taken a bold step by demonetizin

LEARN TO MOVE ON

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LEARN TO MOVE ON Life becomes beautiful when you keep yourself away from negativity. World is full of hatred and selfishness. Everyone always thinks about getting their work done without even thinking about what kind of negative effect it may cause to their stakeholders. Deleting those kinds of people from your life, makes you stronger and your life HAPPIER . One more important thing, before judging those negative people, make sure you are not one among them. A smile doesn’t always represent “Nothing is wrong”, it can also be used just to walk away from those people feeling like you haven’t lost anything. Many a times not losing anything itself is a gain. Don’t regret your past, because you made those decisions. Accept your past and MOVE ON.                 Just because your past taps on your shoulders, it doesn’t mean you have to look back. Don’t ever care what others might think about you, your life doesn’t necessarily mean to anyone except you. Live your life the way